Most auto liability insurance policies cover privileged insureds (e.g. resident relative, spouse and named insured) if driving a nonowned motor vehicle. It is called Nonownership Or “Drive Other Cars” Coverage.

Here, you will see several examples of when you are covered for using someone else’s car.

Bodily injury liability (BIL) insurance in an auto policy is protection against claims from others for personal injury. [Read more…]

If someone’s negligence in an auto accident caused your injury, then you may have a claim to recover personal injury damages for past lost wages, loss of future salary, past medical expenses, future medical expenses, pain and suffering, disability, physical impairment, disfigurement, mental anguish, inconvenience, aggravation of a physical defect and past and future loss of the enjoyment of life sustained. [Read more…]