Truck Accident Claims and Settlements

Today I’m going to show you some of my truck accident settlements. You’ll see:

How much the injured client got in their pocket after attorney fees and costs, and medical bills.
The amount paid for pain and suffering.
How long it took to settle each case.
Tips to maximize the value of a truck accident claim.

Let’s dive right in.

$445,000 Settlement for Truck Accident (Leg Fracture)

Watch our video on this settlement:

A young man was riding a motorcycle in Hialeah, Florida. A tractor trailer was heading in the opposite direction.

The truck driver made a left turn and hit the motorcyclist.

As a result of the impact, the rider was thrown off his motorcycle. Here is the diagram from the Florida traffic crash report:

tractor trailer (truck) hit a motorcycle rider and rider flew off the bike

The truck driver got a ticket for causing the accident.

He broke his leg and finger. Specifically, he had a tibial plateau fracture. Doctors operated on both his leg and finger. He spent about a week at the hospital. While in the hospital, he called me for a free consultation.

We spoke on the phone. I met him at the hospital and he hired me immediately.

Chartis (now AIG) offered $100,000. Of course, I rejected this amount. This goes to show that even if truck accidents insurance companies are still cheap.

Ultimately, I settled his personal injury case for $445,000. This chart shows the difference between the first offer and the settlement:

$445K truck accident settlement (first offer and final settlement comparison

When looking at his final out of pocket hospital and medical bills, 93% of the total settlement was for pain and suffering.

93% of a $445K truck accident settlement was for pain and suffering damages

After my attorney’s fees, costs and paying his medical bills, he received $263,522.

This does not factor in interest on a loan that he took.

client's payout was $263K after attorney fees, costs and medical bills in a truck accident claim

The pain and suffering multiplier was 14.7 times the final out of pocket medical bills.

pain and suffering multiplier of 14.7 in a truck accident claim

$210K Settlement for Truck Driver Rear Ended By Semi-Truck (Shoulder Injury)

Front end damage to tractor-trailer (18 wheeler)

A truck driver claimed that a rear-end accident caused him to need surgery on his labrum tear. He also claimed that the wreck caused or aggravated 3 herniated discs.

After the accident, Mike (not real name) looked on the internet for a lawyer near him who had many big truck accident settlements. He found my website and blog. He called my law firm, spoke with me and we met at my office.

I explained to him that he did not owe me attorney fees if I did not get him a settlement. While in my office, he hired me.

Broadspire handled the claim for the trucking company and its insurance company, Travelers.

Broadspire’s first offer was only for $25,000!

Why was it so low?

Because trucking insurance companies like to take advantage of people who their truck drivers injure.

This chart shows the comparison between the first offer and the settlement:

$210K rear end truck accident settlement (first offer vs. settlement amount)

It gets better.

My client, the injured driver, was working at the time of the accident. His workers’ compensation paid about $88,430 for his medical bills and part of his lost wages.

Why does this matter?

They wanted to get paid back for this amount ($88,430). I got them to accept $19,250 to settle their workers’ compensation lien.

This put much more money in my client’s pocket. Take a look:

client got $117K in his pocket in a rear end truck accident collision settlement

I gave my client a check for $117,776, which was 56.1% of the $210,000 settlement.

I estimate that about 90% of the $210,000 truck accident settlement was for pain and suffering.

The $210,000 settlement was about 10 times my client’s final out of pocket medical bills and the workers’ compensation payback amount.

In other words, the pain and suffering multiplier was about 10.

That case is one of the few examples of a truck end collision settlement that is over $200,000. Most cases are worth much less because the injuries are not serious.

$100K Settlement for Bike Rider Hit By Pickup Truck

A woman was riding her bike in a street intersection in Cooper City, Florida. A pickup driver struck her.

Our client spent days in the hospital. Doctors performed surgery to her face. Specifically, they put a plate in her face.

USAA insured the pick-up truck driver. The bodily injury liability (BIL) insurance limits were $100,000 per per person.

We settled with USAA for the $100,000 BIL insurance limits. Unfortunately, our client didn’t have uninsured motorist insurance.

$100K Settlement for Driver Rear Ended by Truck

We represented a woman who was rear ended by a pickup truck. Our client had a discectomy to her bulging disc in her lower back.

Liberty Mutual insured the at fault truck. They paid the $100K bodily injury liability (BIL) insurance limits.

$100K Settlement for Driver Who T-Boned Tractor-Trailer

A driver of a car t-boned a tractor-trailer (18 wheeler) that ran a red light. The MRI revealed that the driver had a herniated disc at C5-C6.

The crash occurred in Miami, Florida.

$52K for Scooter Rider Hit By Truck (Eye Injury)

A young man was riding a scooter in Miami, Florida. A NAPA auto parts commercial pickup truck hit him.

The moped rider had an eye injury. Unfortunately, he didn’t have health insurance. Thus, attorney Justin Ziegler helped him find a ophthalmologist (eye doctor). He also got some therapy for his aches and pains.

Fortunately, he did not need surgery.

Crawford and Company handled the claim for NAPA. We settled his personal injury claim with Crawford for $52,000. Crawford is part of Broadspire, who we’ve written about.

$28K Settlement For 18 Wheeler Rear-End Crash (Shoulder Pain)

Tom, a 51 year old self-employed man, was driving a box truck on I-75 in Wildwood, Sumter County, Florida. (Tom’s truck is vehicle #2 in the diagram below.)

Jose Diaz was driving a truck for Carolina National Transportation. The truck that Jose was driving is vehicle #1 in the diagram below.

American Inter-Fidelity Exchange insured Carolina National. Jose and Tom were traveling in the same direction (South). The front of Jose’s truck crashed into the back of Tom’s truck.

The police officer investigating the scene of the crash cited Jose for careless driving. The officer recreated the scene of the crash with the following drawing:

diagram from Florida Traffic crash report — Diagram from Florida Traffic crash report

The impact was hard. Tom got an estimate of the damage to his truck. He also took photos of his truck. We sent the estimate and photos to American Inter-Fidelity Exchange.

The following photo shows the damage to the rear of Tom’s truck.

damage to rear of box truck

Tom didn’t take photos of Jose’s truck.

He did not take an ambulance to the hospital. In fact, he didn’t even go to the hospital.

Six days after the accident, Tom went to his primary care physician. Her told his doctor that he felt pain immediately after the collision.

His pain progressively worsened. He had pain in his neck, back and elbows.

His back pain radiated (went down) into his left leg. The doctor noticed that Tom had muscle spasms.

L3-L4 Bulge, L4-L5 Bulging disc

Due to pain radiating into his leg, his doctor ordered an MRI of the lumbar spine (lower back). He had two bulging discs in his lower back.

He also referred Tom to an orthopaedic doctor.

His doctor gave him prescriptions for Flexeril (muscle relaxer) and Ibuprofen (pain reliever) to help ease the muscle spasms and pain.

We claimed that the accident caused or aggravated pain in Tom’s neck, back and elbows. The doctor ordered an MRI of his knee. An image of the knee MRI is below.

knee MRI

We also claimed that the collision worsened the pre-existing chondromalacia in his knee.

Tom was driving a box truck for work. However, Allstate insured his personal vehicle. Allstate paid personal injury protection (PIP) benefits to Tom’s doctors.

settlement check redacted

Here is the settlement check:

$25,000 Settlement (Policy limits)

For a driver (insured by USAA) in Miami, Florida who had soft tissue injuries as a result of being rear ended by a truck.

$22,000 Settlement

For our client’s personal injury claim where our client’s car was hit in the rear. Our client states that the truck actually “climbed” onto the rear of his car. The truck driver was working for a company who had liability insurance. The client treated with a chiropractor and a doctor in Hialeah for his injury.

An MRI taken of the Cervical revealed:

1. C4-C5 Mild Spondylosis with a posterior central broad disc bulge slightly impressing upon the anterior surface of the spinal cord particularly with the neck in the extended position.

2. C5-C6 Mild Spondylosis with a posterior central shallow disc bulge mildly impinging upon the anterior surface of the spinal cord with the neck in the extended position.

3. C6-C7 posterolateral disc bulge and uncovertebral joint thickening resulting in encroachment upon the left C7 root exit zone.

4. Multilevel cervical Foraminal stenosis related to uncovertebral joint thickening and posterolateral bulging of the disc.

Our client did not have surgery. We are asking the insurance company for $25,000, and we will demand more should we have to file a personal injury lawsuit.

$16,500 Settlement

On behalf of a driver of a car who suffered personal injury when his car was hit by another car (in Kendall, Florida) whose driver was insured by GEICO. The at fault car failed to yield the right of way when exiting the mall.

My client, the injured driver did not go to the hospital, but treated with a doctor days later. He then went months without treating and then treated consistently with a chiropractor. He was a candidate for a percutaneous lumbar discectomy.

$10K Settlement (Truck Accident)

For our Jamaican male client who suffered personal injury (herniated disc) when the car he was driving was rear ended by a commercial truck. His Toyota 4Runner was a total loss, and every airbag in his SUV deployed. He accompanied his wife to the hospital.

A chiropractor and orthopedic doctor treated him.

He was a candidate for epidurals and/or a percutaneous discectomy. The car that rear ended him was ticket for careless driving. Our client is very wise by purchasing uninsured motorist insurance. We have been offered $10,000 to settle this personal injury claim.

$11,000 Settlement

For a young driver from Hialeah who suffered personal injury when an 18 wheeler truck t-boned his car. The accident occurred in Miami, Florida. The insurance company for the truck driver was Lincoln General. The driver treated with a chiropractor in Hialeah, Florida and an MRI revealed a bulging disc.

$7,500 Settlement

For our Jamaican female client who suffered personal injury (bulging disc) as a passenger in a car that was rear ended by a commercial truck insured by First Commercial Insurance Company.

The auto accident occurred in Miami, Florida. The brand new SUV was a total loss, and all the airbags deployed. She was rushed to Baptist Hospital in South Miami, Florida. He treated with a chiropractor and orthopedic doctor.

One of his doctors said that he was a candidate for epidurals and/or a percutaneous discectomy.

The car which she was traveling in has underinsured motorist insurance with Allstate.

Who are the largest Trucking Companies?

Below are the largest 100 for-hire carriers in the United States. If you suffer an injury in a Florida truck accident as a result of one of these trucking companies, we want to represent you.

Who are the most common trucking insurance companies?

Other than household names like , There are many insurance companies that insure trucking companies. Some are household names like Progressive. Others are:

American Inter-Fidelity Exchange
Prime Property & Casualty Insurance Inc.
and many others.

Check out my articles on truck accident settlements with some of the largest companies in Florida:

Publix Supermarket truck accidents
Walmart truck accidents
Target truck accidents (coming soon)
and many more

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