Buy as much uninsured motorist insurance as you can afford. It pays for your medical bills, lost wages, pain & suffering, etc. you if another vehicle causes your accident and that vehicle is uninsured/underinsured (doesn’t have any or enough bodily injury insurance to pay for your medical bills/lost wages). Florida doesn’t require an owner of a car to have any bodily injury insurance. Every day I speak with injured accident victims who are surprised when they find out that the at fault car was uninsured and they are stuck with medical bills.
