Walt Disney World Accident and Injury Claims, and Settlements

This is the ultimate guide to Walt Disney World accident claims and settlements.

And let me be clear about something:

This is NOT your average “Disney injury claims” article.

Yes, I’ll cover the most important Disney World accident settlement trends this year.

But I also reveal easy strategies that can work for you today.

I also expose claim secrets that I’ve learned after reading countless public court documents from lawsuits against Disney.

So if you want to improve your odds at getting a big settlement with Disney, you’ll love this guide.

Let’s start by looking at some frequently asked questions about Disney accident claims.

Frequently Asked Questions (FAQs) about Disney accident claims

Should you report your accident to Walt Disney World?

If paramedics came to the accident, Disney should have a record of the incident.  The same is true if a Disney employee filled out an incident form.

If you report your accident, Disney has one less defense to your injury case. That is, Disney cannot say that you were not involved in an accident on its property.

But what if Disney is not aware of your accident?

In that instance, you should report the accident to Disney in writing after it happens. If you have a serious injury, it’s best to hire an attorney. In this case, the attorney can report your incident to Disney.

What accidents may lead to a possible injury claim against Disney?

Some examples of Disney’s possible negligence are if you (or your child) is injured due to:

• A Disney employee drops a bucket with cleaning solution that gets into your eye (and maybe your mouth)
• Slipping on a substance on the floor and falling
• Getting your finger caught (and cut badly) underneath a broken chair when you try to slide it in
• A table collapsing on you
• A chair that you are sitting on breaks
• Tripping on a raised portion of a rug and falling
• Tripping on carpet that is bunched up and you fall
• Falling off a loose booth that flips up in the air and sends you to the floor
• Falling of a bench that comes loose out of the ground
• Tripping on a vinyl landscape edge and falling
• Burning amber from a fireworks show lands in your eye or face (Guests have complained of eye and face injuries from fireworks.)
• Tripping on a cord that was not secured to the ground, and falling
• Tripping over a raised changed of elevation that is in an area that is used for walking
• Being hit by a flying umbrella that was not properly secured to the ground
• Tripping on an electrical cord that is not secured to the ground and properly marked.

Throughout this article, I’ll also give other examples of potential negligence against Disney World.

How Disney Recently Fought a Claim—and What It Could Mean for You

Going up against a big company like Disney can be really tough. They have a team of lawyers who know how to protect the company, and they might use different tricks to make it harder for you to win your case.

For example, in a recent case, a man’s wife sadly died after eating at a restaurant located on Disney property.. When the man tried to sue Disney, the company argued that he couldn’t take them to court because he had signed up for a free Disney+ trial.

Disney said that by signing up, he agreed to handle any arguments with them outside of court, in something called arbitration. This would mean no jury and a much harder fight for the man.

Disney also claimed that because the man bought tickets to Epcot on their website, he couldn’t sue them for his wife’s death. These are just some of the ways Disney tried to avoid going to court.

In this case, Disney eventually let the man take the case to court but this decision was unusual given the circumstances. Disney often uses strong legal strategies to protect their interests, which can make it difficult for you to succeed without experienced legal help.

Why should you NOT give Disney a statement after a bad accident?

You should make sure that the accident is documented. If paramedics treated you on the scene, they will have a report. Disney can’t then deny that you previously “reported” an injury on its property.

If you already reported your accident to Disney or paramedics, should you also give a statement to a Disney guest claims representative?

(No, but you or your Disney injury lawyer should request that Disney preserve evidence.)

Why shouldn’t you give a statement in this instance?

First, there’s no legal requirement to do so. Second, a statement rarely (if ever) will help you.  Third, you’re not going to get what you want by giving a statement.

Let me give you an example that shows that you won’t get what you want by giving Disney a statement.

Let’s assume that Mike slip and falls on Disney property. Maybe he fell at a hotel. Perhaps he fell at a theme park. For purposes of this example, it doesn’t matter.

Mike breaks his arm. Specifically, he fractures his humerus. Paramedics arrive to the location where Mike fell. (Thus, the incident is documented. Disney can’t later say that on a certain date, Mike never complained of his fall.)

Paramedics take Mike to the hospital. There, doctors put a plate and screws into his arm. Fortunately, Mike has health insurance which pays the hospital a whopping $70,000 for the surgery!

And that’s not it. There’ll be bills for the surgeon, anesthesiologist, radiologist and pathologist. (Hint: If you don’t know what all of those doctors do, don’t represent yourself. The Disney adjuster will be able to run circles around you.)

Let’s assume that Mike works for a huge employer, like Walmart, Target, Publix and countless others. This means that the health plan is likely ERISA self-funded. Unfortunately, most ERISA self-funded health plans are entitled to recover every penny that it pays for medical bills.

Your Health Insurance May Ask for Repayment

Thus, if Mike settles with Disney, guess who is entitled to get repaid for what it paid?

You guessed it! Mike’s health plan.

Perhaps Mike is like many people who are injured at Disney. He loves Disney and everything about it. He’s “not the type of person to sue.”

Or maybe he’s “not even the type of person to make a claim.”

Since Mike has has health insurance, maybe he just wants Disney to pay for his deductible, co-pays and lost wages. (Or maybe he’s an uninsured person who just wants Disney to pay for his out of pocket medical bills).

Here is the problem:

Mike has a serious injury. Disney is not going to agree in writing to pay for his out of medical bills. Why should they? What if Mike is one of the rare people who’ll need treatment for the next 6 years? Or longer?
Do you think Disney wants to accept this risk?

No way, Jose!

Businesses and insurance companies hate risk. On the other hand, they like certainty. They love exact amounts. They don’t like to guess.

How much do attorneys charge to handle an injury case against Disney World?

A Disney injury lawyer only gets paid from the total settlement. Thus, the bigger the settlement, the more money in your pocket.

It gets better:

There are no fees or costs if you don’t get a settlement.

On the other hand, some insurance companies reward adjusters who make low payouts.

Does Disney promote its adjusters faster if they make lower payouts?

I don’t know. But if I was the claims director at Disney, I’d consider using this incentive.

Remember:

A statement will be used against you in your case. In the Pirates of the Caribbean case that I mentioned earlier, I gave an actual example of how an email hurt the guest’s lawsuit. However, the same is true with a statement.

Every time you speak with an adjuster, they take notes. This is true whether you are dealing with Disney or any company. Those notes are a permanent part of your claim file.

In sum, 99% of the time the guest shouldn’t even give an unrecorded statement. And never, ever, ever, ever give a recorded statement.

Don’t Give a Statement to Disney (It’s Too Soon to Settle)

Let’s be naive for a moment. Let’s incorrectly assume that Disney offers to pay all of Mike’s medical bills before he’s done with his treatment.

How can Mike settle his injury case?

In the earlier example, his health plan has a right to get $70,000 from his settlement with Disney. Therefore, the entire settlement would go to Mike’s health plan. And of course Mike doesn’t want this.

It gets worse:

If Mike doesn’t pay the health plan, they can sue him. In Federal court!

No one wants to get sued in federal court. Believe me. Mike doesn’t want to spend $50,000 hiring a lawyer to defend him.

Mike’s example is just one reason why it’s a poor decision speaking with the Disney adjuster. There are many more reasons.

What’s the solution?

You’re time is best spent hiring a qualified Disney accident lawyer for your claim. Then, spend your time working with the lawyer on maximizing the case value.

Let’s assume that you are stubborn. If you make the mistake of not hiring a lawyer, then at least search the internet for complaints of the same hazard that caused your injury. Or find photos or videos of the hazard. (Youtube is a great searching tool. And why’ll you there, watch some of my injury claim videos. You may learn a thing or two.)

But don’t speak with the Disney guest claims representative. Again, the best bet is to hire a Disney accident attorney.

This way, you’ll be able to spend your time with your significant other, your kids or friends. They’ll appreciate it. And you’ll be happier.

What’s the biggest factor that increases the value of a Disney injury case?

Like all accident cases, the biggest factor is the severity of the injury. Take for example, the recent Disney Skyliner gondola incident. Some riders were left stranded for three hours. This was very inconvenient (and perhaps scary) to guests. But three hours isn’t terrible. After all, guests have waited over 5 and half hours to go on the Avatar Flight of Passage ride!

However, the guests on the gondola did not suffer serious harm. Therefore, there damages are basically worthless. In order to have a case that is worth a lot, you need to suffer a serious injury. Without doubt, I consider a serious injury to be a broken bone that requires surgery. But that’s not the only injury that is bad.

Someone may suffer a tendon or ligament tear and have surgery. Those are serious injuries. There are also countless other injuries that may warrant a big payout from Disney.

Reedy Creek Emergency Services Provides Ambulances

Reedy Creek Emergency Services provides all paramedic and fire rescue services to Disney.  

To get your medical records and bills, send a written request with a patient authorization to:

1900 Hotel Plaza Blvd.
Lake Buena Vista, Florida 32830
Email: totoole@rcid.org
Phone: 407-939-3240
Fax: 407-939-3231

Send those bills to the Disney adjuster as soon as possible.  This will help them get the authority they need to settle the case.

Get the 911 Call from the Reedy Creek Improvement District

Tim O’Toole, of the Reedy Creek Improvement District, handles requests for a copy of any 911 calls or transcripts made from a Disney property.  You can also get the 911 call by writing to the same e contact for ambulance records and bills.

To get a 911 Call, you should give include the date, time and location of the accident.  This will help them find the record.

Quickly Send a Written Request Asking Disney to Preserve Evidence

The guest should send a written request to Disney to preserve all video surveillance of the incident scene.  Send the letter to the property where you were injured.

Sometimes the letter or email should ask for Disney to preserve much more than just surveillance video.

Ideally, the guest will hire a Disney accident lawyer who’ll do this.

Why hire a lawyer to send an email asking Disney to preserve evidence?

Because hopefully the lawyer has written hundreds of requests asking alleged wrongdoers to preserve evidence. In other words, the lawyer is good at writing this particular type of email.

The request to preserve video should encompass a time frame that is from a few hours before the incident until hours after the incident.  This is especially important in slip and fall cases, where the guest must show notice.

As an example, I represented a client who was hurt on a business’ property. It wasn’t a Disney property.

Before the lawsuit, I sent the property owner a request for them to preserve several hours of video before the incident. Unfortunately, we couldn’t reach a settlement. So I sued.

During the lawsuit, the judge said that the defendant had to give me video for the same time frame that I asked for in my preservation letter.

Fortunately, my letter asked them to preserve several hours of video before the accident. If video existed, it may have showed issues before the guest was hurt. This would’ve helped prove that the defendant should’ve known of the problem before my client’s injury.

You may find a lot of helpful evidence in surveillance video that captures the hours before the actual slip and fall or other accident.

What if Disney tells you that it never had a problem with the same hazard that caused your injury?

Don’t take the claims adjuster’s word for it! You can search for reviews in Google Maps of the place where you were injured. Enter similar keywords (that apply in your case) to see if other people have complained of a similar dangerous condition.

The more people who have complained of a similar hazard, the more likely that Disney is aware of the same problem that caused your injury.

Google Maps has a search feature that lets you quickly search through reviews on Google Maps and other popular travel websites.

You can also submit a request to the Orange County Sheriff’s Office for documentation regarding any similar incidents on the same Disney property where you were injured. You’ll need to know the address where you were hurt.

If you want to receive updates or track the progress of your request, you will need to create an account. The screen looks like this:

To create your account, you’ll need to enter your first and last name, and your email address.

You can also submit anonymously. If you do not create an account, you will need to maintain your Confirmation Number (ex. P002553-093015). You must check the Records Request System for updates and to request additional information or clarifications. If you lose your confirmation number, you must submit a new request.

To use this option, click “Submit Anonymously”. To search for a previously submitted request, click on the “My Request Center” link at the top of the page and then click “Search by Reference Number”. The Orange County Sheriff’s Office will not be able to communicate directly with you if your contact information is not provided.

You Should Preserve Evidence

This doesn’t just apply to Disney claims.  It applies to all personal injury claims.

In a claim against Disney, this evidence may include:

• Photos or video taken during your trip
• Receipts of any purchases made at the property where the accident happened

Receipts and other items may also reveal if you purchased alcohol before your accident.  Likewise, receipts may show if a witness (a spouse, friend or relative) was drinking before the incident as well.  This may affect the witness’ credibility.  A drunk witness loses credibility.

Receipts and other documents may also help you remember your activities in the days before and after the incident at Disney which caused your injury.  If you wind up suing, Disney’s lawyer may ask you detailed questions about this.

A Friendly Adjuster Doesn’t Mean Disney Will Pay

If you look up Disney guest claims representatives on Linkedin, you’ll see that many remain employed with Disney for many years.  These are employees who likely have high job satisfaction. Otherwise, they’d look for a liability claims job with another employer.

Thus, expect Disney’s adjusters to be friendly.  In fact, job postings for senior claims representative (guest claims) says that Disney’s motto is:

We make magic.

However, keep in mind that Disney is a huge company. The director of Walt Disney World claims says that Disney uses its own adjusters.  In this respect, Disney is similar to Walmart.

However, Disney’s claim adjusters don’t want to pay money that they don’t owe.  Additionally, it’s an adjuster’s goal to pay you as little as possible.

I can’t stress this enough:

Don’t mistake a Disney adjuster who is friendly for one who’ll be quick to fairly pay you.

A claim is not resolved until Disney’s settlement check is in your hand.

As the saying goes,

Talk is cheap. Show me the Money.

I consider myself a nice person.  My view of the world is that most people are nice.  I tend to give people the benefit of the doubt unless they prove me wrong.

However, until a settlement check is in your hand, be very cautious.

Remember:

In essence, Disney pays these adjusters’ mortgages.  Disney is putting food on the adjuster’s table.  You’re not.

Unfortunately, to any huge company, you’re just a claim file.  This doesn’t just go for Disney.  It applies to every insurance company.

You’re not going to have a relationship with the adjuster after the claim is over. You won’t be starring in Disney’s next movie.

For The Naive Ones (Wait if You Make the Mistake of Giving a Statement)

We live in a world where people want an instant response.  Thus, there will be countless people who are going to ignore what I’ve said.

They’ll get injured at Disney.  They, rightfully so, may be emotional after an accident.  Their adrenaline will be running high.  These people are going to rush to give a statement to the Disney adjuster.

After all, they want to be heard.  These individuals want a claim opened. And most importantly, they want to get paid.

Moreover, they think Disney has its checkbook open and its waiting to pay them.  Sadly, they’re wrong.

They actually have the mistaken belief that Disney is going to pay their doctors in advance of their medical treatment. 

To those people, I say:

The turtle, not the hare, wins the race.

What do I mean?

If your emotions are running high, you’re likely going to misspeak.  Combine that will the fact that you’ll likely volunteer information that hurts the value of your claim.

Also, some injuries take months or years to heal.  Therefore, if an injured person wants to make the mistake of giving a statement, he or she has plenty of time to do so. 

Simply put:

There’s no rush.

Thus, don’t give a statement to Disney.  And I’ll say it again.  Never, ever, ever, give a recorded statement! You aren’t required to.

Why is it so hard to find info about Disney injury settlements?

A journalist from the New York Post asked me this question. My response is that it’s extremely difficult to find Disney personal injury settlements.

In fact, I’ve only been able to find one Disney World settlement offer online. It was a case, that I mentioned earlier, where a Disney employee allegedly ran over a guest’s foot (Jessica Wilson) with a cart.

Disney’s offer required Jessica to keep the facts (of the alleged accident) and settlement confidential.

Very few personal injury cases against Disney go to trial. This leads me to believe that Disney is settling personal injury claims for fair value.

(This wouldn’t be unique to Disney. All companies do this. The goal of any case – for both sides – is to resolve it for what it’s actually worth.)

Otherwise, if Disney was not paying fair settlement value, I think that there would be many more trials against Disney.

The New York Post article said that by my reasoning is that it must mean that Disney is striking lavish deals with injured parties. (Lavish means “expensive”.)

I did not use the word “lavish”. I don’t have a basis to claim that Disney is striking lavish deals with injured parties. I would love to hear that they are.

I told the author that by the law of deduction it likely means that Disney is paying fair value for personal injury claims.

There is a big difference between a “lavish payout” and paying “fair settlement value” for a claim.

The New York Post article is here. I asked the author to change the word “lavish” to “fair settlement value”.

How to Notify Disney About Your Accident at a Theme Park, Hotel or Somewhere Else

As soon as you are able to, you should send an email, fax and letter (certified mail return receipt) to Disney letting them know that you suffered injuries because of their negligence.

The letter and fax should be simple.  You may want to send it to also the actual property where you were hurt.  Ask them to preserve video footage of 12 hours before and 1 hour after your accident.

Walt Disney World Claims Department Contact Info

It is tough to find Disney World’s contact info for personal injury claims.

If you do a Google search for “Disney World Claims”, the #1 search result is a page on Disney’s website.

The bad news?

When you click on that [Disney’s] page, it does not tell you how to make an injury claim with Disney World.  In fact, the word “claim” isn’t even on their page.

What is the mailing address for claims for guest injuries that occur at Walt Disney World?

I found a link to a webpage that had Disney Claims’ address online.  However, that link is now dead. Thus, you should confirm that it is correct.  The address that I found is:

Disney Guest Claims
PO Box 10050
Lake Buena Vista, FL 32830-0050

Here is a fax number for Disney guest injury claims.  In that forum, someone said that the fax number is (407) 397- 6799.  Check to make sure that it is correct.

An internet user said that Disney’s email for injury claims is wdpr.gc.mail@disney.com

Here is a screenshot:

Will Disney Immediately Pay Your  Bills or Lost Wages?  

To determine if Disney has Medpay insurance, send them a written request.  They’re required to respond in writing within 30 days.

That said, I haven’t yet seen a huge company have medical payments (“Medpay”) coverage.  And I’ve sued and settled injury cases with companies that are massive.

By huge, I’m referring to companies worth $20 billion or more.  I already said that Disney is a lot bigger than that.

Thus, Disney theme parks (or hotels) likely don’t have Medpay coverage.

Most business that you get hurt at will likely only give you one check when settling your personal injury case.  I assume that this is how Disney will handle the claim.

Will Disney Send You To A Doctor if You’re Injured on Their Property?

Don’t expect Disney to send you to a doctor.

Why not?

Disney doesn’t legally have to arrange or pay for your medical treatment.  And I’d be shocked if they do.

Bascially, don’t expect Disney to pay your bills until you reach your one and only settlement with them.

Likewise, Disney won’t likely give you an advance payment before the case settles.  Mickey is friendly.  But not that friendly.

You Don’t Have to Sign a Medical Authorization

Just like any premises case, a Disney claims adjuster may send you an authorization to gather medical records, bills and other information.  Adjusters do this so that they can get these documents and evaluate the case value.

Companies like Disney don’t give you these medical authorizations so that they can pay in advance for your medical treatment.

Signing a Medical Authorization Doesn’t Mean You’ll Get Paid

Don’t expect Walt Disney World to pay bills as they receive them.

The same is true in regards to lost wages.  Don’t expect for Disney to pay your lost wages before the personal injury case settles.

Disney Adjusters May Look at Past Orange/Osceola County Verdicts (When Making an Offer)

Past Osceola and Orange County jury verdicts help determine if you have a case.  They may also help determine the pain and suffering component of the injury case.

The adjuster will know what the going rate is in Orange County, and anywhere in Florida, for the pain and suffering component of a particular injury.

If a Florida Disney theme park, hotel or other property’s negligence caused your injury, it is important to look up past verdicts in Osceola or Orange County for the pain and suffering component of a particular injury.

Those counties are where most lawsuits, and trials, against Disney take place since they are where the accident happened.

You should first look for Florida jury verdicts in the past five years, preferably in Osceola and Orange county.  If you cannot find good  jury verdicts for these counties, send the adjuster verdicts from nearby counties.

Guests Must Show That Disney was Negligent

In order for Disney to pay you money to settle your personal injury claim, you must show that Disney’s carelessness caused your injury.  If Disney isn’t negligent, the guest doesn’t have a personal injury claim.

Disney does a good job of maintaining its properties.   And the Walt Disney Company owns several Disney theme parks and properties.  That said, Disney didn’t become a $233 Billion dollar company by being sloppy.

However, all companies and people make mistakes. Thus, Disney may be negligent.

Disney World Adjusters Can Quickly Inspect the Accident Scene

According to a recent job posting on Google, Disney claims adjusters are located in Kissimmee, Florida. 

Likewise, Disney World theme parks, hotels and restaurants are located in Kissimmee.  Therefore, Disney claims representatives are located in the same city as the accident scene.  Thus, these claims representatives can personally investigate the scene.

In fact, this same ad says that the Disney guest claims representative must occasionally respond after hours.   Here is the relevant part of that ad:

As a result, Disney’s accident investigations can be done quickly.   Probably quicker than investigations done by defendants in other injury cases.

This is all the more reason for the injured guest to immediately start his or her investigation.  Guests who are badly injured (due to Disney’s negligence) should immediately call a Disney injury attorney.

Will Disney hire an engineer to dispute your version of the accident?

In many personal injury cases, there are two sides to how the accident happened. Disney will spend big bucks to defend or limit its financial exposure. In this aspect, Disney is really no different from other corporations.

In Jessica Wilson’s case, Disney hired an expert engineer (Dr. Booeshaghi). His opinion was that cart striking and/or climbing Mrs. Wilson’s foot in the manner she described was not possible. He said that it did not make sense given human body mechanics physics. Since he testified at trial, Disney likely paid him thousands of dollars.
Thus, this was a difficult liability and medical causation case.

Personal injury cases are easier if Walt Disney admits that it is liable for causing the guest’s injury.

Why?

Because you have one less battle to fight. And you save a lot of money because your attorney doesn’t have to hire an expert engineer (in some cases). Experts often require a non-refundable retainer of $1,200 or so. And they bill by the hour at a high rate.

In addition, Walt Disney’s attorney hired Dr. Chao. He offered his medical opinion of whether Mrs. Wilson had chronic regional pain syndrome (CRPS). According to Disney’s attorney, CRPS is a disease having diagnostic factors that require interpretation and subjective application. This means that one doctor may believe that someone has CRPS, and another may not. This is unlike a serious bone fracture, where every doctor will agree that there is a fracture.

As a side note, CRPS cases can be worth a lot. (For example, a Carnival cruise passenger was awarded $2.9 million in a lawsuit for CRPS.) And this was likely the reason that the guest rejected the $100,000 offer and took the case to trial. However, unlike the Disney case, the Carnival passenger had a kneecap (patella) fracture with 6 surgeries.

On February 7, 2019, a jury found Walt Disney 40% at fault for negligently causing Jessica’s injury. However, the jury also found Jessica 60% at fault.

(Note: Under the new law, if a jury were to reach this verdict today, Jessica would lose her case because she was found to be more than 50% at fault.)

The guest did not make a claim for past medical bills. This leads me to believe that her past medical bills were small. I assume that her attorney didn’t want to anchor her pain and suffering award with a small past medical bill award.

Will a jury award you $50K for pain and suffering against Disney World?

Maybe. However, you will likely need a serious injury.

In Jessica Wilson’s case against Disney, the breakdown of the verdict was $9,840 in future medical expenses, and $50,000 in past pain and suffering. The jury awarded nothing for future pain and suffering.

The total verdict was for $59,840. Since Disney was 40% at fault, Jessica got 40% of the verdict. Thus, she normally would receive $23,290. But if this accident happened today, she’d get nothing because she was over 50% at fault.

However, during the lawsuit, Disney offered to settle for $100,000. And the verdict was way under 75% of that amount. Thus, the injured guest may owe Disney it’s attorney fees and costs. I don’t know how much Disney spent in costs.

On the other hand, the guest’s attorney filed an affidavit that he paid $227,841 in costs! Yes, you read that correctly. And that doesn’t even include the time that the attorney spent working on the case. The attorney’s time is likely as (or more) valuable than $227,000.

Thus, the injured guest likely won’t see a dime. This case is an example that despite what many people think, taking Disney to trial can be tough. Not to mention expensive.

As you’ll see further below, Disney paid its attorneys over $99,000 to defend the case!

The good news for people who are injured at Disney?

Most cases don’t go to trial. This is one of the few personal injury cases that Disney has taken to trial. I keep a close watch on Disney accident lawsuits.

In the comments section below, please let me know if you know of any recent Disney World (in Florida) lawsuits that have gone to trial.

Injuries at Restaurants on Disney’s Property (That Disney Doesn’t Own)

If the restaurant is not owned by Disney, then generally speaking Disney is not at fault for the incident if Disney didn’t do anything wrong.

If you’re hurt at a restaurant on Disney property than is not owned by Disney, then you should immediately notify them of the claim and request their insurance coverage.

You should ask them, in writing, for the name of their insurance company, the effective dates of the policy, the name of the insured, the coverage limits, and a copy of the policy.

Assuming you have a case, it may be easier to settle with one of the insurance company for one of these restaurants than Disney.

This is because non-Disney restaurants may have insurance coverage as opposed to having a self-insured retention (SIR) like Disney may have.

Will Disney Ban You From Its Theme Parks for Making a Claim?

I have never heard of Walt Disney banning a claimant, who makes a personal injury claim, from its theme parks.

This is good news for accident victims who are scared to make a personal injury claim.

Disney Bus Accident Claims and Settlements

If a Disney vehicle hits you or you’re hurt on Disney property, Disney has the money to pay even the largest claim.  This is different from car accident claims against individual drivers, who are often underinsured.

Check out this interesting article that I wrote on Disney World bus accident claims and settlements.

In that article, I talk about what you need to get paid in a claim involving a Disney bus accident.  I also talk about how Personal Injury Protection (PIP) insurance and other insurance works in Disney bus accident cases.  Again, the focus is on Florida bus accidents.

That article also talks about claims where people are thrown around (and hurt) on a Disney bus due to an unreasonably hard stop.

Who is Liable for Lyft’s Minnie Van Accidents?

Walt Disney World’s Minnie Van lets users to use their smartphone to request a ride. Disney calls it a peaceful way to get back to your room after a busy day at one of the Walt Disney World theme parks or the Disney Springs area. Walt Disney World states that the Minnie Van Service is a nice way to get around Walt Disney World Resort fast and in comfort. And they say that you can do so all while in a Disney-operated, Disney-owned vehicle.

Walt Disney World explains How It Works as follows:

Our Minnie Van service works with the Lyft app. Simply open the Lyft app from anywhere within Walt Disney World Resort to access Minnie Van service, request a ride and pay for it through the app—or call (407) 828-3500 to request an accessible vehicle. Cars are usually minutes away.

Walt Disney World website

To request a ride through the Lyft app:

• Open the app and select your Walt Disney World destination
• Confirm your pick-up location and tap “Select Minnie Van”; if Minnie Van service is not the default vehicle type displayed, you will need to swipe through your vehicle options until Minnie Van service is displayed
• The app will display a map tracking the vehicle en route—along with an identifying vehicle number to help you spot your car

Here is what Lyft says about Minnie Van Mode at Walt Disney World:

The Minnie Van Mode is provided by Walt Disney Parks and Resorts and Resort employees at the Walt Disney World Resort in Orlando, Florida. All Minnie Van ride vehicles are provided and operated exclusively by Walt Disney Parks and Resorts. If you choose to take a ride in the Minnie Van mode you agree that the Minnie Van mode is subject to Walt Disney World Resort policies.

Lyft’s website “Giving rides at Walt Disney World” as of September 24, 2019

Therefore, it seems like Walt Disney is liable for its driver’s negligence.

The good news?

These vehicles should have plenty of insurance coverage. I imagine that the insurance requirements that apply to rideshare companies in Florida are in effect for the Minnie Vans. I’ve written several articles about Lyft’s insurance requirements for its vehicles. Additionally, check out my articles about Uber accident claims.

Fortunately, you will find little information on the internet about Minnie Van accidents at Disney World. This likely means that there have not been many accidents. If you know of an accident involving one of these vans, please let me know in the comments below.

Will Disney Travel Insurance Cover Your Injuries from an Accident?

Maybe.  When you booked your vacation package with Walt Disney World, you may have added vacation insurance.  It is optional and costs extra. AON is the company that sells this insurance. Arch Insurance is the actual insurance company. (Fun fact: Arch also insures general contractors for negligence.)

Travel insurance covers you and your family for some unexpected events.

Travel insurance may cover your medical expenses.  Medical expenses include doctor, hospital and/or prescriptions.

If you live in the United States, you can submit a claim for Walt Disney World travel insurance claim with Aon.

However, if Disney’s negligence caused your serious injury, I recommend hiring an attorney for your injury case. That same Disney injury lawyer should be willing to help you with your travel insurance claim. I am if you hire me. However, I only represent people who are badly injured due to Disney’s carelessness. Of course, if some other person or business caused your injury, I can represent you.

You need to submit the proof of claim within a certain time.  You’ll need your booking number to make the travel insurance claim. The booking number is also known as the reservation number or itinerary number.

The odds are that you will not qualify for the Travel Insurance’s Accidental Death and Dismemberment.  To qualify, it requires the loss of life, limb or sight resulting from an injury sustained while on the covered trip.

You can also report the claim via phone to the AON.  They will take down the initial information about your claim.  You will still need to complete and send them the required documentation list.

Disney Settles Lawsuit For Death Worker Killed by Roller Coaster of Animal Kingdom

On March 13, 2011, Russell Roscoe, a Walt Disney World mechanic, was working at Animal Kingdom amusement park. According to OSHA, he was part of an engineering test crew that was conducting “wet testing” on one of the park roller coasters.

During testing, in a location outside the safety fence, he was struck by one of the passenger carts. Roscoe was taken to Orlando Regional Medical Center, where he later died due to his injuries.

He was survived by his wife, who sued Walt Disney World for wrongful death.  Typically, a worker who is injured on Disney property only has a workers’ compensation claim.

However, if a worker can prove that the task he was asked to perform was “virtually certain” to cause him injury, the worker can sue for personal injury.  Her Disney injury lawyer argued that the task was virtually certain to cause his death.

Disney argued that the task wasn’t virtually certain to cause his injury.  The lawsuit went on for about three and a half years.

The Orlando Sentinel reported that the decedent’s wife’s attorney said “The case has been resolved to the parties’ satisfaction. The terms of the settlement are confidential.”

In February 2016, the decedent’ wife dismissed the lawsuit, which is common after a case is settled.

Has Walt Disney World Ever Lost an Injury Lawsuit?

Yes, at least two of which I’m aware.

This isn’t my case.  A jury awarded $668,000 to a man who suffered 1st and 2nd degree burns to his groin.

He was with his wife and child at a character breakfast at one of the Walt Disney World resort hotels, the Polynesian Resort.

A Disney waitress spilled a pot of hot coffee in the lap of this 33-year-old man.  The case went to trial against Disney in Orange County.

According to the injured man’s lawyer, Disney refused all fair opportunities to settle the case before trial.  He claimed that Disney did recognize that the injuries were their fault.

Parents Win $2 Million for Son Who Drowned at Walt Disney World

The parents of a minor sued Walt Disney World for the wrongful death of their four-year old son, who drowned in a man-made waterway or moat at Walt Disney World.  In 1987, a jury returned a verdict of $1,000,000 for the minor’s father, and $1,000,000 for the mother.

The jury also determined that Disney was fifty percent negligent, and the minor’s mother was fifty percent negligent. Therefore, a judgment was entered for $500,000 dollars for the mother and $1,000,000 for the father.

On appeal, Disney argued that verdict was too high.

The appeals court said that there was unrebutted evidence before the trial court that the parents suffered almost complete, full personality changes since the loss of their son and that their grief was overwhelming, genuine and crushing.

The appeals court let the verdict stand.  Walt Disney World Co. v. Goode, 501 So. 2d 622, 626 (Fla. 5th DCA 1986).

Don’t Hire an Out of State Lawyer (It May Require Twice the Work)

Let’s assume that an injured victim hires a lawyer in his (or her) home state.  The case may get to a point where a fair settlement cannot be reached. In order to sue, the injured victim will now need to hire a Disney accident lawyer in Florida.

Before suing, the injured person should be certain that that every piece of information supporting the case was sent to Disney. This will increase the chance of settling without a lawsuit.

Can only Florida lawyers can sue Disney World?

Yes. If so, the victim will have to hire a Florida lawyer to file a lawsuit.  

Most people who have already experienced a serious injury do not want to go through the stressful process of interviewing a second lawyer. Who wants to have to read another contract to see if the Disney accident attorney’s fees and costs are fair?

Do you really want to look at another statement of client’s rights, answer a new client questionnaire, and sign more medical authorizations?

No way.

Can out of state lawyers sue Disney in Florida?

There are many reasons to hire a Florida lawyer, instead of an out of state lawyer, to represent you in a claim against Disney.  If you are injured in Disney in Florida, you can only file a lawsuit in Florida.  Usually it must be filed in Orange County.

A lawyer who is licensed in Florida can sue Disney which may add leverage to settlement negotiations.

Any adjuster handling a personal injury claim against Disney knows that a Florida lawyer has the ability to quickly file a lawsuit.

Out of State Lawyers May Not Know Florida’s Laws

Every state has different laws.

Disney injury lawyers in Florida accident attorney should have a solid grasp of Florida negligence  laws, comparative negligence, standards for proving causation, recovery of economic damages (e.g. medical bills, lost wages).

The attorney needs to understand non-economic damages (e.g. pain, suffering, mental anguish, etc.), and the time limits to sue for negligence (depends on the type of case).

But it doesn’t stop there.  Florida lawyers are much more likely to know about past jury verdicts and settlements in similar cases in the county where you’ll sue Disney.   This of course assumes that your case isn’t settled before a lawsuit.

You need to know the amounts of past jury verdicts so that you can properly evaluate the case value.

This will allow the Disney accident attorney to determine if a settlement offer is fair or whether the injured person should sue.  Some other states are known for having lower average injury settlements than Florida.  The opposite could be true as well.

So if you live in a state that has conservative settlement values and juries, an out of state attorney could place a lower value on the case against Disney.

Florida Attorneys May Not Want a Case Once An Out of State Attorney Has Worked On It

If you hire an out of state attorney who practices in your home state and he or she begins working on the case, a Disney accident attorney (in Florida) is less likely to want the case as it has already been worked on.  Every attorney has a different style of practicing.

If a prior attorney did not send a letter, email or fax asking Disney to preserve surveillance of the incident scene, this can damage the case beyond repair.

A new attorney may not want to take on a case that is a ticking time bomb.

How Long Do You Have to Sue a Disney for Your Injury?

In Florida, you have generally have four (4) years to sue Walt Disney for negligence.

If you’re making an uninsured motorist (UM) insurance claim with a Florida UM policy, you have 5 years to sue the UM insurer for benefits.

But always speak with a Disney injury lawyer about any time limits to sue.

How long do you have to sue Disney for a family member’s death?

If your family member is killed to Disney’s negligence, there are essentially two time limits that affect Florida wrongful death cases. The general statute of limitations (time limit) that applies to the majority of wrongful death cases says that a lawsuit for wrongful death must be filed within two years after the cause of action starts. Fla. Stat 95.11(4)(d).

Thus, in most cases, a family member will have 2 years (after the death) to sue Disney for wrongful death. Again, I’m talking about a death that occurs from Disney’s negligence in Florida.

However, if the decedent dies after expiration of the 4 year time period applicable to negligence and a lawsuit has not been filed before the death, then a wrongful death lawsuit based on negligence is not allowed. Ash v. Stella, 457 So. 2d 1377 (Fla. 1984).

If the decedent dies within the 4 year deadline for negligence, the wrongful death lawsuit will be allowed so long as it is filed within the two year deadline that apply to wrongful death lawsuits. Pait v. Ford Motor Co., 515 So. 2d 1278 (Fla. 1987).

Thus, you (or your Disney accident attorney) need to look at the 4 year deadline that applies to the negligence to see if the death occurred during that applicable time period. If the death happened within that time limit, then the deadline applicable to the wrongful death lawsuit against Disney must be complied with.

One Florida appeals court has held that the 5 year time period applies to filing a wrongful death lawsuit for uninsured motorist insurance benefits. Hartford Acc. & Indem. Co. v. Mason, 210 So.2d 474

The loss of a loved one is tragic. This is especially true if the death is due to wrongful death. However, you don’t want to miss the wrongful death deadline and forever lose your claim against Disney. This is especially true when the settlement value of wrongful death cases is often large.

Check out:

• Settlements for a child whose parent is killed due to negligence
• Payouts for a parent whose child is killed due to negligence
• Settlements for someone whose spouse (husband or wife) is killed due to negligence

Do you have a case if someone crashes into you on or near a waterslide?

Disney has several waterslides at its waterparks.  Additionally, Disney also had many waterslides at many of its hotels.   For example, Disney has:

1. Summit Plummet at Disney’s Blizzard Beach Water Park
2. Crush ‘N’ Gusher at Disney’s Typhoon Lagoon Water Park
3. The Flying Jib slide at Stormalong Bay (Disney’s Yacht & Beach Club Resorts).
4. Nanea Volcano Pool slide at Disney’s Polynesian Resort.
5. The main Beach Pool at Disney’s Grand Floridian has a 181-foot waterslide.

There are several ways that an accident on a waterslide could be the result of Disney’s negligence. These hypothetical accidents could happen at any place that has a waterslide, not just Disney. Since Disney has waterslides, I want to discuss them here.

First, a lifeguard could allow two guests to use a waterslide too close in time to one another. If a guest strikes (and injures) you while you’re on a waterslide, you may have a case. The same is true if you are struck after you recently slid down and were in the water.

As with any case, you should report your injury immediately.  This means reporting it to the lifeguard.  The guest should also get written documentation from Disney that the incident has been reported.

As with all personal injury cases, your case value depends on how badly you’re injured.

What waterslides does Disney have at its hotels?

Some other waterslides at Disney hotels in Florida are located at:

• Uzima Pool at Disney’s Animal Kingdom Lodge – Jambo House
• Copper Creek Springs at Disney’s Wilderness Lodge
• ‘Ol Man Island at Disney’s Port Orleans Resort – Riverside
• Fuentes del Morro Pool at Disney’s Caribbean Beach Resort (2 waterslides)
• The Lost City of Cibolo Pool area at Disney’s Coronado Springs Resort (123-foot-long waterslide)
• Lava Pool at Disney’s Polynesian Resort (142-foot-long plunge down its waterslide)
• Stormalong Bay at Disney’s Beach and Yacht Club Resorts (230-foot-long shipwrecked waterslide)
• Port Orleans French Quarter (Neptune’s slide)
• Sandcastle Pool waterslide at Disney’s Old Key West Resort (125-foot long)

If a child is hurt at Disney, is the case different than an adult’s claim?

Yes, if the child has a serious injury. When I say serious injury, I’m referring to a claim that has a settlement value of over $15,000. This is because if a minor’s case settles for over $15,000, the settlement will (at a minimum) need to be approved by a court. Florida Statute 744.301/744.387.

My guess is that Disney World will require the settlement to be approved in Florida. At a minimum, the court fee to approve a minor’s settlement is $231.00.

The court’s $231.00 fee is for cases where the minor’s net settlement is under $15,000. A child’s “net settlement” is the remaining amount after the Disney accident attorney’s fees, costs and guardian attorney fees (if any).

If you hire a Florida personal injury lawyer, he or she can likely give you the name of a guardianship lawyer. This guardianship lawyer should be able to get court approval (if a lawsuit against Disney hasn’t been filed).

The good news for the injured minor’s parent?

The guardianship lawyer won’t require any upfront payment. He or she will paid from the child’s settlement after the injury lawyer is paid. If the injured minor’s parent wants to hire the guardianship lawyer, the parent will have to sign an agreement with the guardianship lawyer.

What injuries to a child will most likely require court approval of the settlement?

Look at past Florida jury verdicts in general, some injuries to a child consistently have a full value of pain and suffering of over $15,000.

Some of these are injuries are if a child has a:

• Fractured Knee (Patella)
• Lower leg (tibia) fracture 
• Tibial plateau fracture
• Upper arm bone (humerus) fracture
• Shoulder joint tear (labrum tear)
• Broken wrist (distal radius fracture)
• Rotator cuff tear
• Fracture of a bone in your face
• Thumb fracture
• Broken upper leg bone (femur)
• Hip fracture
• Burst fracture or Compression fracture
• Ankle fracture
• Depressed or open skull fracture.
• a Facial scar, or permanent and significant scar somewhere else

Also, the full settlement value of pain and suffering is way above $15,000 if a child has surgery to fix a:

• Torn meniscus
• Herniated disc (Spinal fusion surgery)

There are many more injuries that usually are worth over $50,000.  Learn more about getting court approval for a child’s injury settlement.

In addition, sometimes child injury settlements will have to be kept in a guardianship bank account. This happens if the child’s net settlement (after attorney’s fees, costs, bills, etc.) above $15,000. Alternatively, the money may be kept in a structured settlement (annuity).

What Happens if a Structured Settlement is Needed, and the Child Lives in A Different Country?

A foreign tourist’s child may get seriously injured at Disney World. (Some foreign tourists refer to themselves as non-US citizens.) Again, let’s assume that the net settlement (after the attorney’s fees, costs, bills, etc.) from a Disney injury case to the minor child is above $15,000. In this case, then a Disney injury lawyer will be required to set up a structured settlement.

The good news?

A structured settlement can still get setup for a foreign tourist’s child. (Some foreign tourists refer to themselves as non-US citizens.) However, the structured settlement payments have to flow to a bank that is located in the United States (US) with a branch in the country of the tourist’s residence.

This is so the injured child can starting getting the payments when he or she becomes 18 years old. The United States (US) life companies (who issue annuities) will not mail a check to a foreign country.  One example of a bank that is located in the US and has a branch in another country is Barclays. Of course, there are many others.

The injured child’s parent has the choice of using their own structured settlement broker to arrange terms that are favorable to the injured child. That broker will work with Disney’s structured settlement broker to reach a deal.

A Disney World injury attorney can recommend a structured settlement broker that has the child’s best interest in mind. This is another advantage of hiring a Disney accident lawyer, instead of taking on Disney by yourself.

If you’re struck by a Flying Umbrella at Disney, Do You Have a Case?

The following information is according to WFAA news:

In May 2019, Gabrielle Langston went to cheerleading competition at Walt Disney World in Florida. She was 13 years old. Langston said that as she was getting off a bus with her teammates. At that time, a strong storm picked up a large wooden shade umbrella.   There, she suffered a head injury that her family says was caused by a flying umbrella that struck her. Her mother said that the umbrella was not properly secured with pins or weights.

Now here’s my take on it. Does she have a case against Walt Disney World?

Let’s assume that, before the incident, either of her parents signed a pre-injury release on behalf of Gabrielle (a minor) in order to be part of the cheerleading competition. Even if they did, the release will not likely prevent her claim against Disney. This is because Disney is a commercial activity provider. Disney can’t waive its own negligence.

It is also because getting hit by an umbrella is not an inherent risk of cheerleading.

The settlement value will ultimately depend on the extent of her head injury. The worse the head injury, the bigger the full value of her case.

I’ve written about whether a parent can bind a child by signing a pre-injury release in Florida.

Walt Disney World Swan & Dolphin Resorts

Tishman Swan Limited Partnership owns the Disney Hotels known as the Swan and Dolphin Hotels.  Disney does not own these hotels.

Tishman is a franchisee of Starwood Hotels.  The Walt Disney Swan or Dolphin hotel’s negligence may cause your injury in an area controlled by the hotel.  If so, submit a notice of claim to the hotel and:

Tishman Swan Limited Partnership
1200 Epcot Resorts Blvd.
Lake Buena Vista, Fl 32830; and

Tishman Swan Limited Partnership
100 Park Avenue
New York, NY 10017

Restaurant Accidents at the Dolphin or Swan Hotel

If a restaurant, lounge or bar’s negligence caused your injury, notify the restaurant of the accident.  Find out more about Florida restaurant injury claims.

The restaurants are not owned by Disney or Tishman. You also should send them a written notice of claim to the actual restaurant and the parent company.  The following restaurants, lounges and bars are within the Walt Disney World Swan:

Il Mulino New York Trattoria
Il Mulino Lounge
Kimonos
Kimonos Lounge
Splash Terrace
Splash Grill
Garden Grove
Java Bar

Walt Disney World Dolphin has the following restaurants, lounges and bars:

Todd English’s Bluezoo
Bluezoo Bar
Shula’s Steak house
Shula’s Lounge
Fresh Mediterranean Market
Garden Grove
The Fountain
Cabana Bar and Beach Club
Picabu
Lobby Lounge

Other hotels not owned by Disney

• Four Seasons Resort – Orlando at the Walt Disney World Resort

In Downtown Disney, Disney doesn’t own the B Resort and Spa (Lake Buena Vista).

Do Foreigners Have a Case if Disney World Caused an Injury?

Yes! Foreigners have similar rights as US residents.  But there are differences.

Canadians Injured at Disney

If you’re injured at Disney while you are visiting from Canada, you should give your Canadian health care plan information to the hospital. Hospitals in the Disney area charge much more than Canadian hospitals.

If you are from Ontario, Canada, OHIP is Ontario’s health care plan. It provides its biggest benefit if you are hospitalized from an accident. OHIP will pay up to:

• $400 (Canadian) per day for services provided in:
  • an operating room
  • a coronary care unit
  • an intensive care unit
  • a neonatal or pediatric special care unit
• $200 (Canadian) per day for lower levels of care

These benefits are very small compared to the size of Florida hospital bills if you are hospitalized. For example, Orlando Regional Medical Center (Orlando Health) charge over $117,000 for a patient who was diagnosed with a broken shoulder and was admitted for 2 days which included her shoulder surgery!

Therefore, OHIP recommends that you buy private health insurance before leaving Ontario to cover any uninsured services you may need.

Boy Who Was Killed By an Alligator at Disney

Here are some articles about these tragic event.

• Is Disney Liable for the Boy Killed by an Alligator?
• Did Disney Settle with the Family of the Boy Killed by Alligator Case?

This is a very sad and tough subject to talk about.  With that being said, see How Much Compensation a Parent Is Entitled to for the Death of a Child in Florida.

How Long Will It Take to Settle an Injury Case With Disney World?

Let’s assume that the injured person wants to try to get fair value for his or her case.  If so, he (or she) can’t settle until the medical treatment is done.

The injured person needs to know what future medical treatment will be needed.  The injured person won’t know this until a doctor has released him or her from the treatment.

However, since Disney is such a big company, it is likely self-insured for a certain amount.  This puts less pressure on Disney to quickly settle.

Insurance companies face bad faith exposure for failure to settle. Self-insured companies don’t have this pressure.

Therefore, all things equal, the injured person’s case may take longer to settle with Disney than if he or she were injured at a small business.

Why?

Most small business have insurance.  If an insurance company acts in bad faith, the injured person can file a consumer complaint.  Sometimes making a complaint with Department of insurance can get a case settled faster.

However, with a self-insured business, the injured person can’t complain to the department of insurance.

Do You Have a Case if You Are Injured Due to a Crime (By a Third Party) at Disney?

Maybe, if can prove that the crime was forseeable to Disney.  If one of the following crime occurs on Disney property, you may have a personal injury case against Walt Disney World.

The crimes are being:

• Raped
• Badly Beaten from an Assault
• Shot
• Stabbed

Likewise, if a family member is murdered at Walt Disney World, the family members may a claim.  They would have a wrongful death case.

Disney Likely Paid Over $50K to Settle Claim of Minor Who Was Allegedly Attacked at Epcot

This is not my case. On March 7, 2018, Melissa Weber, as parent of her minor child Ashlyn, sued Walt Disney Park and Resorts, U.S. Inc. (“Walt Disney”). The lawsuit was filed by her Florida attorney.

The lawsuit alleged that Ashlyn suffered severe injuries after being physically attacked and beaten by intoxicated minor, Essence Hutto. Ashlyn claimed that the attack happened while she was a patron at Epcot (a Walt Disney property).

Her lawsuit alleged that Disney failed to keep its property safe, and that this caused the child’s injuries. Walt Disney denied negligence.

On October 9, 2019, Walt Disney filed a notice that it had set up a psychological and neuropsychological exam with a clinical psychologist/neuropsychologist. Disney was allowed to have a doctor take this exam only because the child’s lawsuit sought compensation for mental anguish and emotional distress. (If you don’t make a claim for mental anguish or emotional distress, Disney can’t require you to undergo psychological testing.)

On January 3, 2019, Weber’s attorney filed a petition for appointment of guardian ad litem. He did this because the proposed settlement for the child exceeded $50,000. The attorney asked the court to appoint an attorney to confirm that the proposed settlement was in the best interests of the child.

Specifically, the petition said:

Rule 5.636(d), Florida Probate Rules of Procedure, further requires that a Guardian Ad Litem be appointed by the Court to review any proposed settlement that exceeds $50,000.00 and affects the interests of the minor, and is applicable in the instant case.

On February 28, 2019, the child’s attorney filed a petition for approval of disbursement of settlement of personal injury claim. The petition said that:

a settlement had been tentatively reached with Disney. A portion of the settlement from Walt Disney shall be used to purchase a service dog for the child to help her cope with injuries she sustaine d from this incident.

The remainder of the net settlement from Walt Disney shall be paid through an annuity.

On May 15, 2019, the court entered a confidential order approving the settlement.

Disney Offered $250K to Settle Guest’s Alleged Injury

On May 20, 2001, Stuart McClain visited Epcot. On May 6, 2004, he (through his personal injury attorney) sued Walt Disney World. He alleged he was injured when he stepped from an exhibit where a temporary wheelchair ramp was located. He claimed that Disney’s negligence caused his injuries. Walt Disney World responded to this lawsuit by denying allegations. Disney used an outside law firm to defend itself.

Disney contended that McClain was himself negligent. About 1 year after the lawsuit began, Disney made a settlement offer to the plaintiff. (I don’t know if they previously made other settlement offers.) Court records don’t say the amount of the offer.

Later, about 3 years into the lawsuit, Walt Disney (through its lawyer) offered $250,000 to settle his lawsuit. Additionally, Disney’s offer said that Plaintiff and his attorneys shall agree to keep its Settlement Agreement confidential.

Here is part of the document that Disney’s attorney sent to the plaintiff’s attorney with the offer.

The guest (through his attorney) did not accept the settlement offer. In April 2008, the case went to trial. At trial, the jury found that there was not negligence on the part of Walt Disney World that was a legal cause of injuries to the guest. Basically, Disney won.

Moreover, the court issued an order that the guest shall pay Disney’s attorneys’ fees and costs. Disney World’s attorneys’ fees were over $99,000. In addition, Disney spent over $32,800 on costs that it could recover from the Plaintiff.

Disney’s senior attorney (a partner) charged Disney between $150 and $170 per hour. Here is the court document stating this:

Keep in mind that this hourly fee was back in 2007. If you adjust the fee for inflation, it would be $210.00 in today’s dollars. Thus, maybe Disney World is paying its attorneys (who are partners at the law firm) $210 per hour now. We’ll have to wait to Disney wins another case to find out.

Does Disney World Use Outside Attorneys to Defend It from Injury Lawsuits?

As you’ve seen, Walt Disney World uses outside attorneys to defend lawsuits.   The attorneys are not Disney employees.

In Lynn Barrett’s case, Disney used attorneys Frank Hosley and Paul Shafranski of the law firm of Bowman and Brooke LLP.  They have an office in Lake Mary, Florida.

The guest used a personal injury lawyer.  Trying to sue Disney in a personal injury case without a lawyer is a very poor decision.

If a lawyer sues Walt Disney World for a guest’s injury, Disney will likely hire a defense attorney.  I assume that Disney pays its attorneys on an hourly fee. My guess is that it pays its senior defense attorneys around $210 per hour. Earlier, you saw that Disney paid one of its senior attorney $170 per hour. That was back in 2007.

If someone was making a claim against you, would you make a fair offer if you knew that he or she could not sue you?

I am ready, willing and able to represent you if Disney World’s carelessness caused your injury in Florida.  However, I am not the right attorney if you were injured in Disneyland in California.

This is because I am not licensed in California.  Thus, I cannot sue there.

Should I Sue Disney World Without an Attorney?

No! But don’t take it from me. Here is what a federal judge recently said about suing without an attorney. Pro se means filing a lawsuit without an attorney. This quote wasn’t from a lawsuit against Disney. However, in nonetheless applies to Disney injury lawsuits.

Proceeding as a pro se litigant is a sometimes-risky, danger-lurking scenario, riddled with hazardous hurdles and substantial legal perils. This order illustrates the consequences which a plaintiff can suffer when she decides to represent herself in a complicated…case against a major cruise line without an attorney.  

Martins v. Royal Caribbean Cruises, Ltd., Dist. Court, SD Florida 2019

Bottom Line:

Hire a personal injury lawyer in a claim against Disney. Trying to “save a few bucks” on legal fees will cost you much more than think you’re saving.

Do You Have a Case if You’re Hurt Due to Crime Committed by a Disney Employee?

If a Disney employee commits a crime and injures you, you don’t have to prove that the crime was forseeable.  Crimes include rape, assault, murder and shootings.

Similarly, if a family member is killed at Walt Disney World by a Disney employee, the family members may have a wrongful death case against Disney.

Do You Have to Repay Medicaid if You Settle a Personal Injury Case with Disney World?

The amount that you’ll have to repay Medicaid depends on which state gives you Medicaid.

For example, Florida uses a formula that calculates how much Florida Medicaid beneficiaries have to repay Medicaid from a settlement.

The good news?

Florida Medicaid beneficiaries do not have to repay Supplemental Security Benefits (SSI). However, some other states aren’t so generous.

People from Massachusetts must repay medical assistance benefits that MassHealth paid. Massachusetts General Laws Chapter 118, Section 22(b).

Additionally, the claimant must repay the costs attributable to services provided to the claimant that were paid by the Health Safety Net Trust Fund established in section 66. Massachusetts General Laws Chapter 118, Section 22(e).

Moreover, if the claimant was not receiving financial assistance benefits before the accident, then the claimant must repay the total of all financial assistance benefits provided by the department on and after the date of the accident to or on behalf of the claimant. Massachusetts General Laws Chapter 118, Section 22(f).

Injuries at a Restaurant in the Magic Kingdom

There are many restaurants on the various Disney Properties in Florida.  It is my understanding that the restaurants in the Magic Kingdom in Orlando are owned by Disney.  An injury claim would need to be submitted to Disney.

Some Magic Kingdom restaurants are:

• Aloha Isle
• Auntie Gravity’s Galactic Goodies
• Be Our Guest Restaurant
• Casey’s Corner
• Cheshire Café
• Cinderella’s Royal Table
• Columbia Harbour House
• Cool Ship
• Cosmic Ray’s Starlight Café
• The Crystal Palace
• The Diamond Horseshoe
• The Friar’s Nook
• Gaston’s Tavern
• Golden Oak Outpost
• Liberty Tree Tavern
• The Lunching Pad
• Main Street Bakery
• Pecos Bill Tall Tale Inn and Cafe
• Pinocchio Village Haus
• Plaza Ice Cream Parlor
• The Plaza Restaurant
• Prince Eric’s Village Market
• Sleepy Hollow
• Storybook Treats
• Sunshine Tree Terrace
• Tomorrowland Terrace Fireworks Dessert Party
• Tomorrowland Terrace Restaurant
• Tony’s Town Square Restaurant
• Tortuga Tavern
• Westward Ho
• Wishes Fireworks Dessert Party

Walt Disney World Also Owns:

• Disney’s Fantasia Gardens Miniature Golf Course
• ESPN Wide World of Sports Complex
• Disney’s Winter Summerland Miniature Golf Course
• DisneyQuest® Indoor Interactive Theme Park
• Downtown Disney® area
• Downtown Disney® West Side
• The Spa at Disney’s Saratoga Springs Resort & Spa
• Downtown Disney® Marketplace
• Walt Disney World® Guided Fishing Excursions

The most common accident at most hotels or businesses are slip, trip and falls.

If you have either of these types of incidents at one of the above properties, then you should immediately report it to the property and to the Disney corporate address which I list further below.

You should also request that Disney preserve the surveillance footage for the entire day of the incident.

Wide World of Sports Complex Accidents

Learn why a Florida appeals court didn’t let Disney of the hook even though a guest signed a Wide World of Sports Complex post-claim release after he was injured.

Injured at Other Florida Disney Properties

Apart from its theme parks, hotels and cruise ships, Florida Disney owns the following properties:

• Disney’s Lake Buena Vista Golf Course
• Disney’s Magnolia Golf Course
• Oak Trail Golf Course
• Osprey Ridge Golf Course
• Palm Golf Course

Learn more about Florida golf club injury claims.

Other Entertainment in Disney includes AMC® Disney Springs® 24, and Behind the Seeds at Epcot West Side.

Has Anyone Ever Died On a Disney Ride?

Sadly, Yes.   On September 5, 2003, fatal injuries were sustained by a deceased on Big Thunder Mountain Railroad attraction at Disneyland.

California’s Department of Industrial Relations issued an Accident and Investigation Report.  The report said that the fatal injuries sustained by the deceased occurred when car # 1 collided with the underside of the locomotive of train #2.

Additionally, the Department said that the accident was caused by a mechanical failure, which occurred as the result of omission during maintenance of two actions.

What Theme Parks Does Walt Disney Own?

The following theme parks are owned by Disney:

• Magic Kingdom
• Epcot
• Disney’s Hollywood Studios® Theme Park
• Disney’s Animal Kingdom
• Water Parks
• Disney’s Typhoon Lagoon
• Disney’s Blizzard Beach

Guest Settles Lawsuit for Slip and Fall at Saratoga Springs Resort

This is not my case. On June 13, 2018, Barbara Russ allegedly slipped on a substance in the lobby of Disney’s Saratoga Springs Resort. Russ claimed that the substance was on the floor for a long time before her fall.

As a result of her fall, she claimed that she was injured. In addition, she had surgery. I don’t know what her injury was.

On July 31, 2018, Russ’ attorney sued Disney Vacation Club Management, LLC in Orange County, Florida. Disney denied that anyone else had fallen on a substance in the lobby in the 3 years before this incident.

On June 7, 2019, Russ and Disney filed a document with the court stating the parties reached a settlement.

What hotels Does Walt Disney Own in Florida?

• Disney’s Pop Century Resort
• Disney’s Caribbean Beach Resort
• Disney’s Animal Kingdom Lodge
• Disney’s Saratoga Springs Resort & Spa
• Disney’s Port Orleans Resort
• Disney’s All-Star Music Resort
• Disney’s All-Star Movies Resort
• Disney’s All-Star Sports Resort
• Disney’s Coronado Springs Resort
• Disney’s Art of Animation Resort
• Disney’s Polynesian Resort
• Disney’s Grand Floridian Resort & Spa
• Disney’s Wilderness Lodge
• Disney’s Beach Club Resort
• Disney’s Contemporary Resort
• Disney’s Yacht Club Resort
• Disney’s BoardWalk Inn
• Disney’s Old Key West Resort
• Bay Lake Tower at Disney’s Contemporary Resort
• The Villas at Disney’s Grand Floridian Resort & Spa
• Disney’s Animal Kingdom Villas – Kidani Village or Jambo House
• The Cabins or Campsites
• Disney’s Fort Wilderness Resort
• Disney’s Board Walk Villas
• Disney’s Beach Club Villas
• The Villas at Disney’s Wilderness Lodge
• Mandara Spa at Walt Disney World Dolphin Hotel
• Walt Disney World Good Neighbor® Hotel

Other Walt Disney World Properties

• Disney Springs® area
• Disney Springs® Landing
• Disney Springs® Marketplace
• Disney Springs® West Side
• Disney Springs® Town Center

Disney Properties

Some restaurants on Disney properties, include:

• Bongos Cuban Cafe®
• EARL OF SANDWICH® Restaurant
• Ghiradelli® Ice Cream and Chocolate Shop
• House of Blues® Restaurant
• Kouzzina by Cat Cora®
• McDonald’s®
• Planet Hollywood® Restaurant
• Raglan Road™ Irish Pub and Restaurant
• Rainforest Cafe™ A Wild Place to Shop and Eat
• T-REX Cafe™
• Wetzel’s™ Pretzels
• Wolfgang Puck™ Caf3
• Wolfgang Puck™ Express
• Yak & Yeti™ Local Foods Cafe
• Yak & Yeti™ Restaurant

Is Disney World Required to Report Amusement Ride Accidents to the State of Florida?

Yes.  Each quarter, Disney World is required to send the Florida Department of Agriculture and Consumer Services, Bureau of Fair Rides Inspection a summary of incidents for any accident for which a guest is taken to a hospital.

This report is called the exempt facilities report, and it is located on the Media Downloads page on the Florida Department of Agriculture and Consumer Services website.  Each report covers a quarter (3 months) in a year.

This report may help show that Disney World knew or should have known of any dangerous conditions before your accident.

Past Accidents Reported by Florida Disney to the Department of Agriculture

Below are accidents taken from occurrence reports that Disney sent to the Florida Department of Agriculture.  These reports are not a determination that either the guest or the owner/operator is responsible for the occurrence.

I have not included accidents or incidents that did not involve a ride.

Apart from being on rides, each year millions of people go to Disney’s properties such as hotels, restaurants and more.  So there may be many more accidents that are not public record.

Disney’s Typhoon Lagoon

Date: 10/10/13
Ride: Castaway Creek
Age/Gender: 68/M
Claimed Injury/Apparent Injury: Fractured toe on outer wall

Date: 7/24/13
Ride: Humunga Kowabunga
Age/Gender: 43/F
Claimed Injury/Apparent Injury: Laceration

Hand, Wrist and Finger Injuries

Date: 9/1/15
Ride: Jungle Cruise
Age/Gender: 4/M
Claimed Injury/Apparent Injury:  Fractured finger

Date:  7/10/14
Ride: Pirates of the Caribbean
Age/Gender: 57/M
Claimed Injury/Apparent Injury: Lacerated tips of two fingers.

Date: 4/13/14
Ride: Pirates of the Caribbean
Age/Gender: 12/M
Claimed Injury/Apparent Injury: Lacerated 4 fingers.

Neck Injuries at Disney’s Theme Parks

If a doctor relates your neck injury to the accident, it can increase the full value of the case.

Park: Disney’s Blizzard Beach Water Park
Date:3/11/09
Ride:Toboggan Racer
Age of Guest/Gender: 67/M
Claimed Injury/Apparent Injury: Cervical injury after collision near end of slide

Lower Leg (Tibia and/or Fibula) Fractures

Learn about lower leg (tibia and/or fibula) injuries from falls at Disney World and Typhoon Lagoon.

Ankle Injuries that Happened at Disney

Date: 1/10/15
Ride: Tomorrowland Indy Speedway, 64 yom*, guest injured ankle attempting to step out of the vehicle.

yom means year old male.

Date: 5/15/15
Ride: Mayday Falls, 41 yof*, fractured ankle

*yof means year old female

Date: 7/16/11
Ride: Mayday Falls
Age of Guest/Gender: 42/F
Claimed Injury/Apparent Injury: Injured ankle.

Leg Injuries and fractures that Happened At Disney

Check out verdicts for leg injuries and fractures from falls at Magic Kingdom Park in Orlando, Florida.

Arm Fractures

Date: 7/29/06
Ride: Humunga Kowabunga
Age of Guest/Gender: 14/M
Claimed Injury/Apparent Injury: Fractured arm.

Back Injuries

Date: 5/20/15
Ride: Pirates of the Caribbean, 47 yom, guest with pre-existing condition felt back pain when exiting the ride

Learn more about back injuries at Disney-Hollywood Studios.

Upper Leg (Thigh)

Date: 9/12/15
Cyberspace Mountain, 7 yof, thigh pain

Hip Fractures

Date: 9/12/15
Ride: Humunga Kowabunga, 10 yom, fractured hip

Learn about hip fractures from falls at Disney World.

Head Injuries

Learn about falls at Disney-Hollywood Studios in Orlando.

Fractured Ribs

Date: 6/25/09
Ride: Storm Slide – Rudder Buster
Age of Guest/Gender: 66/M
Claimed Injury/Apparent Injury: Fractured ribs after collision with another guest.

Tip: If the other guest’s carelessness caused your injury, you should be sure to get their homeowner’s or renters insurance.  It may pay for your damages.

Burns

Disney is liable if one of its employees spills a hot liquid on you.  It could be hot water, coffee or another liquid.

Spinal Injuries

Learn more about claims for spinal injuries from falls at Disney.

Death

On May 11, 2015, Wesh Orlando reported that the family of a Disney World worker killed by a ride filed a lawsuit.  Russell Roscoe was killed while working on the Primeval Whirl.  Wesh says that the judge will hear motions related to a wrongful death lawsuit.

Per OSHA, the following happened at Animal Kingdom in Florida.  Disney’s Animal Kingdom is one of the largest theme parks in the world.  It is part of Walt Disney World Co.

“At approximately 2:30 p.m. on March 13, 2011, Employee #1, a mechanic, was working at an amusement park. He was part of an engineering test crew that was conducting “wet testing” on one of the park roller coasters.

During testing, in a location outside the safety fence, Employee #1 was struck by one of the passenger carts. Employee #1 was taken to Orlando Regional Medical Center, where he later died due to his injuries.”

OSHA cited a violation of Standard 5A0001:

“Section 5(a)(1) of the Occupational Safety and Health Act of 1970:

The employer did not furnish employment and a place of employment which were free from recognized hazards that were causing or likely to cause death or serious physical harm to employees in that employees were exposed to a struck-by hazard from the Primeval Whirl coaster: check/troubleshoot gate sensors when they provide a false or no reading; generate a checklist to use during “testing operations” or incorporate the checklists used during “normal operation” into everyday operation of the Primeval Whirl Ride; and, utilize a communication system to verify personnel are not in areas where they would be exposed to a struck-by hazard from the coaster prior to activating the ride…”

Many injuries can happen at Disney.  I just wanted to name a few.

I wrote a separate article on slip and fall injury claims against Walt Disney World in Orlando, Florida.

Which personal injury defense attorneys does Disney use in Florida?

Disney has used several attorneys and law firms to defend itself in injury claims.

On August 16, 2018, Walt Disney World used the law firm Jon Hernan (Bowman and Brooke LLP) to defend it.  Here are the allegations according to the Disney guest’s (Eugene Teto) lawsuit.

Eugene was on an electric conveyance vehicle (ECV) while inside the monorail in Orlando, Florida.   A Disney World employee allegedly told Eugene that it was safe to start backing onto the ramp.  Eugene followed his direction.  Eugene backed his ECV onto the ramp.

As Eugene was being directed by the Defendant’s employee, Eugene felt his ECV begin to tip backwards, then–suddenly–it flipped violently backwards, slamming Eugene’s head onto the concrete platform and twisting his neck in a way that nature never intended.

Several months after the accident, he had surgery to fix his neck.   Neck surgery cases can have a high settlement value.  I don’t know what type of neck surgery Eugene had.

However, the full value of pain and suffering for a fusion surgery is large.  I’m talking about for settlement purposes.

OK.  Back to Eugene’s case.  Disney has denied that it is liable.  As of January 7, 2018, the case has not settled.  I assume that Disney has a different version of how the accident happened.

Disney also uses the following defense attorneys:

• Kurt Spengler (Wicker Smith), Orlando, Florida.
• John Ward Smith, Edwards, et al., P.A., Maitland, FL. 2011

Disney employee accidents (Workers Compensation)

If you were injured while working for Disney, you do not have to prove that Disney did something wrong in order to possibly be able to get benefits.  Ingress and egress on Disney property is covered by workers compensation. So if you have not yet clocked in or out but you are injured on Disney property, then you are covered by workers compensation.

Disney may have entered into an agreement with a parking lot or garage to reserve slots for Disney employees who work across the street or down the block. The slots and the ingress and egress in the parking lot is for the “use of the employer “.

It is a perk that is given be large employers, and may be given to Disney, if they don’t have their own parking property.

In a workers compensation case, Disney will send you to doctors of their choice.  Doctors who are treating and accepting workers compensation payments have a reputation for being conservative and may minimize your injuries. These doctors may want future business from Disney.

In Florida, if you were injured at a Disney hotel, theme park, or other property, you generally cannot get money for pain and suffering in your claim against Disney if you were working at the time of the incident.

You may have also have a separate personal injury claim against Disney in their capacity as the property owner per U.S. Holdings, Inc. v. Belance, 922 So. 2d 240 (Fla. 3rd DCA 2006); Elizabeth Arden, Inc. v. Saldana, 992 So. 2d 419 (Fla. 3rd DCA 2008).  See also:  Picon v. Gallagher Bassett Servs., 548 Fed. Appx. 561 (11th Cir. November 19, 2013).

If an employee trips on Disney property, then the premise doctrine applies.  If someone else owned the property then the special hazards doctrine applies.  Either way you can get workers compensation but immunity may not apply and you may be able to pursue both workers compensation and personal injury claims.

Example – Employee of Disney Injured on Disney Property

Sara is working at Disney and she clocks out for the day. She trips and falls in a Disney theme park or hotel.  Even though she is clocked out, Sara may have both a personal injury and a workers compensation claim against Disney under the premise doctrine.

See if I can represent you against Disney in Florida

If you are considering hiring me for a serious injury that Disney caused in Florida, find out for FREE if we can represent you.  That is the fastest way for us to tell you if I can represent you.

We only handle cases where you or your family member is badly injured (or killed).

If you prefer, you can call us at 888-594-3577. You can call 24 hours a day, 7 days a week, 365 days a year. 

No Fees or Costs if We Do Not Get You Money

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Editor’s Note: This post was originally published in August 2013 and is periodically updated. All articles and videos on our website/blog are NOT legal advice. Always hire a lawyer for your particular situation.