Publix Supermarkets’ carelessness may cause you to get hurt.  If so, there are many fast facts that you need to know for your personal injury case.

If someone’s negligence caused your femur fracture, you may have a case.

If you want to settle your personal injury claim, you need to know the full value of the claim.   This is the starting to point to calculating how much a case is worth.  

Knowing the full value can be helpful in other ways as well. For example, knowing the full settlement value may reduce the amount that you may need to pay your health insurance company from your settlement. Yes, health insurers are often entitled to get repaid from your personal injury settlement.

Here, I’ll tell you what insurance companies don’t want you to know about the full value of injury claims.

Some insurance companies refer to the full value as the pure exposure value.   I’ve also heard a claims adjuster call the full value the “face value“.

What is the full value of claim?

If someone caused your injury, you’re typically focused on getting a big settlement.

But here’s the kicker:

What is just as important is the amount that you’ll have to pay back for any first party benefits that you’ve received for accident related injuries.

“First party” means that you are an insured or member of a plan.  You do not need to purchase first party benefits to be considered a plan member or an insured.  You may be an insured if someone else purchased an insurance or health plan in which you are covered.

If someone’s negligence caused your injury, you may wind up getting an MRI.  I’m going to quickly talk about MRIs, and then I’ll talk about how they affect the settlement value of your case.

If someone else’s negligence causes your injury in a Florida accident, or on a cruise or boat, you may want to know how much your case is worth.

I’m going to talk about the main steps that go into the settlement demand and settlement process in a personal injury case.

While there is no guarantee that your injury case settles, you may have some ability to increase the value of your case.

I’m talking about after your accident happens, so these are things that you have control of.  This article assumes that:

• Your case has value, and isn’t worthless; and
• Someone else’s negligence caused your injury.

If your case has value, here are 6 ways to increase the chance that it settles for a higher amount:

The tips apply to all cases where you’re dealing with an insurance adjuster.  I’ve used and use these tips in my personal injury cases, when appropriate.

These tips can be used in a personal injury claim with Uber, GEICO, Progressive and many other companies.

Here is a video with some of the best negotiation tips on dealing with insurance claim adjusters: