If you’re in a Florida car accident, and you’re entitled to uninsured motorist (“UM”) coverage on a Georgia car insurance policy, your case is different than if you’re entitled to Florida uninsured motorist insurance.
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If a police report or car insurance claim is filed after a crash, the crash gets logged into “Carfax.” If a car is damaged and repaired from an accident, it loses value.
This loss of value is called diminished value (“DV”). A car owner will not be able to get full value for the car.
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A driver’s negligence may cause you to get hurt in a rollover accident. If so, you may have a case.
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How do you make a complaint against an insurance company? Here, I am going to answer this question and much more. You’ll hear about my many experiences with the Florida Department of Insurance.
As a lawyer with over $8 million in personal injury settlements, I’ve dealt with about 50 different insurance companies. Additionally, I’ve communicated with over 1,000 claim adjusters. This includes auto insurance adjusters, general liability insurers (for accidents at hotels, restaurants, malls and more), long term disability insurers, health insurance companies, and more.
Many insurance companies are responsive. However, most still make low settlement offers. A few insurers are fair.
Unfortunately, many insurance companies are not reasonable. In addition, personal injury cases don’t settle overnight. The last thing you want is an additional delay by the insurance company.
If an insurance company is not giving you the time of day, you can file a consumer complaint. It is also known as a “request for insurance assistance.” I have had to file my fair share of consumer complaints with the department of financial regulation.
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Many factors affect a personal injury case. COVID-19 is another example that shows that no case is ever a guaranteed victory. The Coronavirus is one factor that is having a big effect on many personal injury claims and settlements. Here, you will see which accident cases the Coronavirus is affecting the most.
You’ll also learn how to fight back so that your case is not wiped out. I decided to write an article about this after someone asked a question in the comments section of one of my Youtube videos.
[Read more…]Breaking News: For accidents starting on March 30, 2020, Lyft’s certificate of liability insurance shows no uninsured motorist coverage.
I’m talking about accidents in Florida. The acronyms UM/UIM (uninsured/underinsured motorist) are no longer on Lyft’s Florida certificate of liability insurance.
This will greatly affect many Lyft drivers and passengers for accidents beginning March 30, 2020. Let me give you an example how.
A few years ago, I settled a Lyft passenger’s case for $70,000. If that accident happened today, he would have only gotten a $25,000. That’s a $45,000 loss! We’re talking about a huge drop in settlement value.
I don’t know what Lyft has done for other states for this time period. However, Lyft’s certificate of insurance is on its website.
On September 21, 2018, Lyft made two big changes in regards to its car insurance.
The biggest change is that Lyft lowered the amount of its uninsured motorist insurance coverage when a Lyft is engaged in a ride. I’ll get to the new lower amount in one moment.
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If someone’s negligence caused your knee injury, you may be entitled to compensation.
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